Why do you need Auto Insurance?

 

Auto insurance is mandatory in several states when you own and operate a car as it is one of the biggest purchases you make in your life. Auto insurance provides you the protects you need in the event of an accident especially when there is a bodily injuries to other drivers, passengers, or pedestrians. It also covers you for both public and personal property damages that may occur in an accident.

 

Auto insurance protects you in the following ways:

- Auto insurance protects your car in the event of a loss or damage by providing money to repair or by replacing it.

- If you were involved in an at fault accident Auto Insurance protects you financially by defending or settling claims against any property damages, medical expenses, and lawsuits against you up to your policy limits.

 

What is important in your Auto Insurance Policy?

 

Bodily Injury Liability - coverage protects the insured driver if involved in a legally liable accident that results in injuries or death to people. It also protects the insured against any liable law suits.

 

Property Damage - coverage that protects damage caused by the insured driver to other vehicles and/or property.

 

Uninsured/Underinsured Motorist - coverage protects the insured driver involved in an accident that is not at fault and the at fault driver is either uninsured or does not have enough insurance coverage to pay for your loss.

 

Collision- coverage pays for damages to your vehicle whether at fault or not subject to your deductible.

 

Comprehensive - coverage pays for damages other than a collision which includes fire, theft, vandalism, falling objects, or flood subject to your deductible.

 

Transportation Expenses - coverage when your vehicle is stolen or damaged in the event of an accident. This allows you to get rental reimbursement for a replacement vehicle for a temporary time period.

 

Be sure to get your Free Auto insurance quote and be on your way to a better protected and affordable insurance policy.